Teen Driving Accidents in New Jersey
Anyone can cause a car accident, but inexperienced drivers are more likely to be involved in an automobile accident than more seasoned drivers. Combine inexperience with distracted or impaired driving and an accident is waiting to happen. That is why New Jersey has a graduated driver licensing (GDL) program.
First-time drivers under 21 must complete six hours of supervised driving with a certified driving instructor. They can then apply for a probationary driver’s license and pass a written test. The license allows drivers to operate a passenger car for six months to one year under the supervision of a licensed driver over 21 with at least three years of driving experience.
After successfully completing the probationary period, drivers take a driving test. They must pass the driving test and be at least 17 to receive a full license. The GDL program is designed to minimize the number of teen driving accidents in New Jersey. If you or someone you know was involved in a car accident involving a teen driver, contact a car collision attorney at GGL to discuss your options.
What To Do After a Car Accident
Whether it is a so-called fender bender or a more severe collision, the first step after a car accident is checking to see if anyone is injured. If so, call emergency services for medical and police assistance. Anyone involved in a teen driving accident must report the accident to New Jersey law enforcement if the property damages or injuries amount to $500. They must file a self-reporting crash form within 10 days of the accident.
If possible, take pictures or videos of the accident and exchange contact or insurance information with all drivers. Even if there are no apparent injuries, schedule an appointment with a medical professional because some injuries may not appear immediately. Also, collect contact information from any witnesses to the accident.
Before accepting a settlement offer, consult an attorney with experience resolving insurance claims for teen driving accidents.
What Compensation is Available After an Accident Caused by a Teen?
New Jersey follows a choice no-fault system for insurance coverage. Although drivers must carry insurance coverage, they can choose standard or basic policies. The type of policy determines whether compensation for pain and suffering is available. The state also uses a comparative fault system that allows multiple parties to share responsibility. However, if one party is found to be at least 51% at fault, the party cannot collect damages.
Not only is the New Jersey system unique, but it is also complex. Standard policyholders with a No Threshold clause can sue for pain and suffering. Those with a Lawsuit Threshold can only sue if the injuries meet the following criteria:
- Death
- Loss of a fetus
- Dismemberment
- Displaced fractures
- Significant disfigurement or scarring
- Permanent injury (Condition will not improve with further medical treatment)
Those choosing a basic policy have liability insurance that kicks in if the policyholder is at fault. To sue for pain and suffering, basic policyholders must meet the same criteria as a lawsuit threshold. An attorney in New Jersey could help a person involved in a teen driving accident evaluate their options based on their insurance.
Contact GGL if Involved in a Teen Driving Accident in New Jersey
No matter who is at fault, anyone involved in a teen driving accident in New Jersey should contact an injury law firm such as GGL. We have attorneys experienced in resolving insurance claims and pursuing lawsuits, so you are fairly compensated.