Filing a Car Accident Claim in New Jersey
Car wrecks are stressful, and dealing with insurance companies makes them worse. Filing a car accident claim in New Jersey allows you to seek compensation for your losses from a crash, but the process is complicated. Insurance companies have a contractual obligation to pay for damages that insured parties have caused. However, insurers may attempt to minimize payouts or deny valid claims because their overriding responsibility is to their shareholders. Our car crash attorneys can help protect your rights throughout the claims process.
By filing your claim, you’re notifying an insurance company or responsible party that you intend to seek compensation for the damages you suffered. Our lawyers will gather detailed information about the accident (including photos of the scene, witness statements, and police reports) and use the claims process to help you establish liability.
Understanding Liability
The state uses a comparative negligence standard, which means multiple people can be at fault. You may recover compensation even if you’re at fault for your car accident, but the court will reduce your compensation by your percentage of fault.
Before presenting your claim, our New Jersey lawyers will determine who’s liable, including other drivers, municipalities, or manufacturers, if a vehicle defect contributed to your crash.
What Are the Steps To File a Car Accident Claim?
Most auto policies require you to notify your insurance company promptly after a collision in New Jersey, and failing to do so may affect your ability to recover damages by making a claim. It’s essential to provide the information the insurer needs without inadvertently weakening your case.
Our lawyers can help you compile evidence to support your claim, including:
- Medical records documenting your injuries
- Repair estimates or invoices for vehicle damage
- Records of lost wages
- Evidence of anguish
Our legal team can use expert testimony to establish the severity of your injuries or the accident’s long-term impact on your ability to work.
Our experienced advocates can negotiate with the insurance company and seek fair compensation for your:
- Medical bills
- Property damage
- Pain and suffering
- Other losses
If negotiations fail, we’ll file a lawsuit in civil court.
Common Challenges in Car Accident Claims
Making an insurance claim in New Jersey becomes complicated if your vehicle wreck involved multiple parties, insurance limits are low, or insurers dispute liability. Our attorneys will review the case carefully to identify all potential sources of compensation, including your own insurance coverage, the at-fault party’s policy, or additional claims if a vehicle defect contributed to the accident.
Timely action is crucial because New Jersey Statute § 2A:14-2 requires you to file a personal injury lawsuit within two years of your car crash. Missing the deadline can prevent recovery even if you have a good claim.
Maximizing Compensation
Having legal representation can significantly increase the likelihood of obtaining a full and fair settlement in a car wreck claim. Our attorneys in New Jersey understand the nuances of auto insurance policies and the value of different types of damages, and we know that we must include compelling evidence when filing your accident claim. We will handle communications with insurers, allowing you to focus on healing.
Contact Our New Jersey Attorneys To Help You Make a Vehicle Collision Claim
If you sustained injuries in a car accident, it’s critical to speak with an attorney as soon as possible. Garces, Grabler & LeBrocq has extensive experience in representing accident victims statewide. Our attorneys will advocate for your rights, pursue maximum compensation, and assist you in filing a car accident claim in New Jersey. Call us today to discuss your case.
