Rideshares are more popular than ever. They’re often cheaper than traditional taxi services while also providing cost transparency, and they offer a chance to get a ride quickly without having to flag anyone down from the curb.
As with any other vehicle on the road, rideshare accidents can happen. Unlike other types of vehicular accidents, though, rideshare collisions pose complexities that can leave passengers and other drivers wondering who’s liable.
If you’ve been in a car accident with a rideshare vehicle, it’s essential that you turn to a Newark rideshare accident lawyer. Learn more about the challenges of these types of accidents and what to do if you’re in one.
Understanding Rideshare Accidents
New Jersey is a no-fault state, meaning your insurance will pay for a portion of the accident expenses whether you were at fault or not. The state requires all drivers to carry personal injury protection (PIP) insurance, and normally, this is what pays for medical expenses, lost wages, and more.
PIP insurance is not always enough, however, to cover catastrophic injuries, so is the ridesharing company ever liable?
The answer depends on when the accident occurred in relation to the driver’s rideshare status. If the driver was in their car but the ridesharing app was off, their own personal insurance is at play — not that of the ridesharing company.
If the driver is available, meaning their app is on and they’re waiting for a passenger to accept a ride, the ridesharing company covers liability.
When a driver is on their way to pick up a passenger who’s accepted a ride via the app or when they’re driving them to their destination, the company’s full insurance policy provides coverage.
Under New Jersey law, companies like Uber and Lyft have to carry commercial insurance policies with $1.5 million coverage limits. This would cover a passenger’s injuries if the driver caused an accident or if the driver of the other vehicle involved is uninsured.
These cases are complex, and they often require you to consider whether you have a limited or unlimited right to sue insurance. That could also affect your claim. If you don’t have an unlimited right to sue, you won’t be able to get non-economic damages.
Rideshare accidents involve a number of different insurance companies, so you need to have experienced lawyers in Newark ready to help you get the compensation you deserve.
Types of Injuries in Rideshare Accidents
Just like any kind of car accident, rideshare accidents can cause a variety of injuries.
Steps to Take After a Rideshare Accident
After being in a car accident in which a rideshare is involved, the first thing you need to do is get medical attention. This means calling for an ambulance or having someone do this for you.
It’s important to do a self-assessment before moving. If you feel sharp pain, see blood, or if you’ve hit your head during the accident, you shouldn’t move. Instead, wait for the paramedics.
Even if you think you’re not injured, you need to have a medical professional check you. Many times, adrenaline prevents you from feeling pain until a while after the accident. It’s also vital to have a record of any injuries right from the start since it can make filing a personal injury claim easier.
You also need to speak with the police and give them your narrative of what happened. In New Jersey, you must report the accident to the police if there were injuries or property damage that adds up to $500 or more. If you’re unsure about injuries or damage right after the accident, report the accident to be safe.
When you speak with the police, take the time to ask about when, where, and how you can get a copy of the police report.
If you’re well enough to do so, get the contact information for everyone involved. This also includes witnesses. Make sure not to admit to fault when you speak with the other party.
The next thing you should do is take pictures and video of the accident. Document everything you can, including any marks on the road, the weather conditions, and more. If you’re injured and can’t do this yourself, ask someone else to do it for you.
You then need to reach out to a lawyer in Newark with experience in rideshare collision claims. It’s usually a good idea to do this as soon as possible so they can guide you through how to report it to your insurance company.
As the process continues, make certain that you keep clear records of everything you’re dealing with, from injuries to emotional issues. A good way to do this is to keep a journal that details how your daily life has been impacted by the accident. It can be compelling evidence.
How to File a Rideshare Accident Claim
To file a rideshare accident claim, you need to ensure you’ve filed a police report. You then need to turn to a lawyer who can help you navigate the rest of the process, especially when filing claims with the rideshare company’s insurance.
Most of the time, you can contact the company via their website and let them know one of their drivers caused an accident. The process can be complex and stressful, so you never want to undertake it on your own. Always reach out to a rideshare accident lawyer in Newark for guidance.
How a Lawyer Can Help After a Rideshare Accident in Newark
When you turn to a lawyer, you have step-by-step assistance through the entire process. At Garces, Grabler & LeBrocq, we can help you get the evidence necessary to prove the other party caused the accident. To do this, we rely on expert witnesses, reports, medical records, and much more.
We also help you deal with insurance companies. They are not out to help you and want to pay you as little as possible, especially companies that work with commercial outfits like Lyft or Uber. Rideshare businesses have entire teams of lawyers ready to help them avoid paying those who’ve been injured.
If you have a lawyer by your side, you have a much better chance of getting the compensation you deserve.
There are statutes of limitations you have to worry about when filing a personal injury claim. Although you may have two years to file the claim, there can be circumstances that shorten that time. If you’re not aware of those details, you could miss the deadline and no longer have the chance to get the help you need.
With lawyers who have experience with rideshare accidents in Newark, you don’t have to worry about missing the deadline. We handle this for all our clients.
It’s possible that you’ll receive a quick settlement offer. When you have experienced lawyers helping you, you can get help deciding whether you should accept the settlement.
If we feel you’re not getting a fair deal or negotiations have stalled, we are ready to file a lawsuit and take your case to trial. That’s not something you can do on your own. The mere threat of a lawsuit is often enough to get insurance companies back to the negotiating table.
Why Choose Garces, Grabler & LeBrocq?
Car accidents can leave you with serious medical bills, injuries that could affect your entire life, and emotional trauma that could make every day more difficult. You don’t have to deal with all this alone if the accident wasn’t your fault.
By turning to Newark rideshare accident lawyers like Garces, Grabler & LeBrocq, you have the chance to get help from experienced attorneys who understand just how dramatic an impact a car accident can have on everyday life.
We are one of the only firms in New Jersey offering bilingual services, allowing us to help both the Spanish and English-speaking communities in Newark. We treat each of our clients like a member of our family, offering the support they need to get through this difficult time.
We have a dedicated staff ready to work tirelessly on your behalf so that you can focus on healing. Because we’re always ready to represent our clients in court, you can be certain we won’t under-settle your claim.
We know it can be very difficult to wait for a decision on the claim, so we keep all our clients updated regularly. We communicate often and thoroughly, giving you the chance to ask questions and get assistance with any worries you have.
Our tenacity, combined with our experience and dedication, makes us the kind of team you know will have your back. We’re focused on our clients and getting them the compensation they deserve. We have recovered over $1 billion for our clients, and we are ready to win for you.
If you’ve suffered injuries because of someone else’s negligence while on the road, turn to our team at Garces, Grabler & Le Brocq. Contact us online or call 1-800-923-3456 to get started.