How To Apply for Workers’ Compensation in New Jersey
If you’ve suffered an employment-related injury or illness, you might be entitled to compensation. Unlike traditional personal injury lawsuits that require you to prove another person’s negligence, the workers’ compensation system can provide you with benefits regardless of fault.
If you’re unsure about how to apply for workers’ compensation in New Jersey, we can advise you on the process and help you navigate any challenges that arise. Put your trust in our compassionate workers’ compensation attorneys today.
Seek Medical Care
The first step in pursuing workers’ accident insurance in New Jersey is to seek medical treatment. Your health and safety should always be the top priority after an incident at work. If the situation is not an emergency, you typically need to visit a clinic or physician chosen by your employer or insurance provider for an initial evaluation.
This ensures that the injury is properly documented from the start, which is critical for any future claim. However, this requirement does not apply in emergency situations. If your injury is urgent or life-threatening, you should seek immediate treatment at the nearest hospital. Prompt medical attention protects your health and strengthens your potential compensation case.
When Should You Report Your Injury?
It is vital that you report your injury as soon as possible after a workplace incident. State law gives you 90 days from the date of your injury to notify your employer. You have the option to provide this notice in person or over the phone, but for the best protection, we recommend that you submit it in writing. Ensure the notice states the date, time, and location where the injury occurred. It should also record the name of the manager or person of authority who received it. You should keep a copy of the notice for your own records. Applying for workers’ compensation in New Jersey requires completing this crucial step.
Review Your Claim Status
After you notify your employer of your claim, the next steps are up to them. Within 21 days of receiving notice of your accident, your employer must submit a First Report of Injury form to the New Jersey Division of Workforce Compensation.
The failure to submit this form can have a detrimental impact on your chances for compensation. It’s important to ensure your employer or their insurance company fulfills their obligations. Our attorneys can help if your employer is delaying the process.
What Can I Do if My Claim is Denied?
In New Jersey, many people start receiving the benefits they requested for their workplace accident within a matter of weeks. However, if your employer disputes your claim, you still have options. With the help of your attorney, you can either request an informal hearing or file a formal claim.
Informal hearings aim to bring the parties together for a reasonable settlement. The judge will try to find a resolution, but they do not have the power to make a binding decision for either side. For that, you must file a Claim Petition.
Call Us for Help With Submitting an Employee Compensation Claim in New Jersey
If you’ve suffered a severe injury at work, you may be eligible for compensation. Our firm can guide you every step of the way in an effort to maximize your recovery.
Contact us for guidance on how to apply for workers’ compensation in New Jersey. We look forward to fighting for the recovery you deserve.