What is the Difference Between Workers’ Compensation and Third Party Litigation?
When you are injured on the job, the physical pain is often immediately followed by a wave of financial stress and confusion. Navigating New Jersey’s unique insurance rules can feel overwhelming, but you do not have to carry this heavy burden alone.
At GGL Injury Lawyers, we provide compassionate guidance through your recovery while relentlessly preparing your case for trial. Let our team help you understand the difference between workers’ compensation and third-party litigation, and how we maximize your compensation, no matter which route you take.
Understanding Your Essential Rights in New Jersey Workers’ Comp
In New Jersey, workers’ compensation is a specific statutory system designed to support you when you are injured while at work. Under this system, your company’s insurance carrier is required to provide your medical treatment. However, unlike neighboring states like New York or Pennsylvania, where you choose your own doctor, New Jersey law gives the insurance company the right to furnish that treatment, meaning you must see the medical professionals they choose.
If your doctor determines you cannot work while receiving treatment, you also have a right to temporary disability benefits of 70 percent of your gross weekly wages. Finally, you have the right to pursue compensation in court for any permanent disability resulting from your accident. At Garces, Grabler, & LeBrocq, our dedicated workers’ comp team focuses exclusively on this complex field, fiercely protecting these essential rights so you never settle for less than you deserve.
Unlocking Additional Recovery Through Third-Party Claims
Sometimes, a workplace injury is caused by someone entirely outside of your company. In legal terms, this is known as a third-party claim. A classic example is an Amazon delivery person who gets rear-ended by a negligent driver during a delivery. Because the fault lies with an outside motorist (not your boss or a co-worker) you can file a personal injury lawsuit against that negligent driver—in addition to your workers’ compensation claim.
While workers’ comp covers your medical care and partial lost wages, a third-party negligence claim allows us to pursue full compensation for your pain, suffering, and emotional distress. Our compassionate legal team will not let at-fault parties off the hook. We thoroughly investigate the details of your accident to identify every available source of recovery. Our job is to ensure that those responsible are held fully accountable for the harm they caused you.
How We Fight for Your Full Compensation
At Garces, Grabler, & LeBrocq, we aggressively prepare every case for trial because we refuse to let you accept a lowball settlement. By handling both your workers’ comp and third-party claims under one roof, we streamline your recovery and maximize your final payout.
Think of us as part of your extended family, and know that we will never stop working to secure the justice and financial security you deserve. Call us today for a free consultation and let our tenacious litigators start fighting for you.
