What To Do After a Car Accident
Being involved in a car accident can be stressful and traumatic. Understanding what steps to take if you’re involved in one can help the experience feel less overwhelming.
New Jersey law requires that you stay at the accident scene and call 911. Provide the dispatcher with as much information as you can, including whether you see any injuries or hear anyone in pain.
Make sure to exchange information with the other driver. This applies even if no one was injured. You can then begin to gather evidence. This includes taking pictures of the injuries you and any passengers sustained, the kind of damage the car and other property have, and any markings on the road.
If possible, it’s a good idea to write down how the accident happened while it’s still fresh in your mind so that you have details. You will then need to inform your insurer of the accident. You will want to do this as soon as you can to avoid any issues if you’re making a claim.
It is crucial to turn to a Jersey City car accident attorney to help you through the process. A skilled lawyer can help guide you through making a claim so that you have the best chance of getting the compensation you deserve.
Common Car Accident Injuries
A car accident can cause a variety of injuries, many of which can interfere with your daily life and make it more difficult to work. Some of the most common injuries people suffer in car crashes include:
Head and Back Injuries
Head and back injuries are among the most potentially dangerous injuries and the ones that tend to pose the most problems during the healing process. Traumatic brain injuries (TBI) are those that occur if your brain is jolted.
In a car accident, it’s easy for the neck to snap forward during impact or for your head to hit a window or another surface. Some types of TBI are mild, but many also have lasting effects, including the risk of developing brain damage. Concussions are one type of TBI. They’re considered mild, but you still need to get medical care.
Spinal cord injuries are another serious risk. They can be total — which means that you don’t have any feeling below the injury site — or incomplete, which means you still have some feeling below the injury. Paralysis may happen immediately, but signs of the problem sometimes take time to make themselves known.
Soft Tissue Injuries
Soft tissue injuries include everything from sprains to bruising and lacerations (cuts). Sprains occur between two bones of a joint, while strains occur within the tissues that connect muscles to bones.
Bruising is perhaps the most common type of injury that people receive when they’re involved in a car accident. Most bruises resolve independently, but some may be severe enough to require medical attention.
Always have a medical professional check out any bruising after a car accident, especially if you have bruising near your heart.
Neck and Chest Injuries
Broken or bruised ribs can occur during an accident, especially from the force that the seat belt creates to keep you from lunging forward during impact. Because it’s not always possible to know the severity of damage right after the accident, having medical professionals check for broken ribs or puncturing from broken ribs is vital.
Whiplash is another common injury that people receive if they are involved in a car accident. It occurs if your neck snaps forward or backward. The weight of the head puts a strain on the neck muscles. If your airbags fail to deploy, the chances of suffering whiplash are even higher.
A Jersey City lawyer could help you seek compensation for injuries after a car crash.
How Much Is Your Case Worth?
Many factors affect what your car accident case is worth, including the severity of the injuries you sustained and whether you suffered property damage.
No two car accidents are the same, but a Jersey City lawyer can evaluate the unique details of your case and determine how much compensation you may be entitled to. The type of insurance you have plays a role, with those with more extensive policies usually garner more.
If you suffered property damage to your car, taking the vehicle for an estimate of what the repairs will cost is essential to help your lawyer ask for the right compensation. If the repair costs are more than the insurance company’s threshold, your insurer may choose to total the car and pay you the replacement value. Injuries make up a key part of your case, so it’s important to document everything.
The severity of the injury and how it can affect your quality of life, your job, and other aspects of your life are all factors that impact the compensation you receive.
For example, if you suffered a spinal cord injury, you would have more medical bills than if you received whiplash or a few bruises. This means that you may be able to get higher compensation for a spinal cord injury in comparison to a minor injury.
To get an accurate idea of what you can claim, make sure to reach out to a lawyer at Garces, Grabler & LeBrocq.
Potential Damages in a Car Accident Case
You and your Jersey City attorney need to claim specific damages to receive compensation after a car accident. Damages are the specific amounts of money you request to reimburse you for property damage, injuries, and other losses related to your accident.
Medical expenses are the most common type of damages people who have been in car accidents claim. Damages for medical expenses can cover the following:
- Ambulance fees
- Consultations
- Physical therapy
- In-home services
Future medical expenses are also considered, including whether you will need continued help or therapy. These future expenses are particularly important if you suffer an injury that causes a chronic condition.
Separate from medical expenses, you may be able to claim pain and suffering damage as well. This damage covers any physical or emotional distress, including anxiety and PTSD (post-traumatic stress disorder).
You may also be able to get compensation for lost wages. If you missed work to get medical treatment or you had to change jobs to accommodate injuries that don’t allow you to perform your regular job, you can claim damages to cover these losses.
You can also seek compensation for property damage. This usually means your car, but it can also include other property that may have been damaged during the accident.
People who had loved ones who were killed or severely injured during a car accident can claim damages for loss of companionship and support. Usually, this applies to spouses.
In some instances, it may also be possible to claim punitive damages. This is the case if the person responsible for the car accident behaved recklessly or irresponsibly.
Is New Jersey a Fault or No-Fault State?
New Jersey is one of 12 no-fault states in the country. This doesn’t mean that fault is not assigned after an accident. It means that the compensation for medical bills, property damage, and more comes from your insurer, whether you were at fault or not.
In New Jersey, you need to have three types of insurance: personal injury protection (PIP), liability insurance, and uninsured motorist insurance. You must have these minimum coverages, but there are additional options.
New Jersey law regarding car accidents is complex, as you also have to consider limited right to sue and unlimited right to sue. If you have a limited right-to-sue policy, you can sue the person who was at fault outside of PIP coverage and no-fault laws. That said, you can only do this if you suffer a serious injury.
With an unlimited right-to-sue policy, you’re able to sue the person outside of PIP and no-fault law without any injury limitations. An attorney in Jersey City could help you understand your right to sue after a car collision based on your insurance.
Why You Should Hire GGL’s Jersey City Car Accident Attorneys
The Jersey City car accident lawyers of Garces, Grabler & LeBrocq take pride in guiding and advocating for car accident victims. Our seasoned team has over 30 years of experience and can help you fight for the compensation you deserve.
When you turn to GGL, you can receive assistance from a tenacious group of lawyers who will not under-settle your case. If your rights are not respected, we aren’t afraid to take your case to trial.
Call 866-922-1716 or contact us online to schedule your free consultation today.