Hampton, NJ – Two People Injured After Crash at Rte 31 & Mackenzie Rd

Hampton, NJ (May 15, 2026) – A car accident with reported injuries brought emergency units to the intersection of Route 31 and Mackenzie Road in Hampton on Friday afternoon, May 15. The crash was reported by the Hunterdon County Fire at approximately 2:28 p.m.

Emergency personnel responded to the scene and evaluated two people involved in the collision. Details about the severity of injuries have not been confirmed. The number of vehicles involved and the circumstances that led to the crash have not been released.

The accident remains under investigation.

Our thoughts remain with those hurt in this crash as they recover from their injuries.

Who Pays for Medical Bills After a Car Accident in New Jersey?

After a car accident in New Jersey, your own auto insurance policy pays for medical bills first, regardless of who caused the crash. New Jersey operates under a no-fault insurance system, which requires all drivers to carry Personal Injury Protection coverage. PIP activates immediately after a collision and covers medical treatment up to your policy’s limits. 

PIP covers a wide range of medical expenses. Emergency room visits, diagnostic imaging, surgical procedures, physical therapy, and follow-up specialist care all fall within PIP’s scope. It also covers a portion of lost wages if injuries force you to miss work. New Jersey drivers select their PIP limits when they purchase their policy, and those limits can vary significantly.

When PIP limits run out, or injuries reach a serious threshold, New Jersey law allows victims to pursue a claim directly against the at-fault driver. This step opens access to compensation for pain and suffering, permanent injuries, and other non-economic losses that PIP does not cover. 

Gaps in treatment can create problems during the claims process. Insurance companies often scrutinize delays between the crash and medical visits, using them to argue that injuries were not serious or were caused by something other than the accident. Seeking prompt medical attention creates a clear record that links your condition directly to the collision. That documentation becomes critical if you later pursue a claim against the at-fault driver.

Dealing with insurance companies after a crash can be frustrating. Adjusters may dispute treatment costs, request extensive documentation, or push for a quick settlement before the full picture of your injuries becomes clear. Having a car accident attorney handle communications with the insurer helps level the playing field and ensures that your claim receives fair consideration.

At Garces, Grabler & LeBrocq, we have extensive experience helping injury victims across New Jersey navigate the insurance system and pursue the compensation they may be entitled to. 

If you were hurt in a New Jersey crash, call Garces, Grabler & LeBrocq at (888) 598-6122 to speak with our team and learn what options may be available in your case.

Notes: Our accident news pieces utilize secondary sources like police and fire accident reports, news articles, and eyewitness testimonies. We have not independently verified this information at Garces, Grabler & LeBrocq. If you find inaccuracies, please contact us for correction. To request post-removal, please inform us, and we will promptly comply.

Disclaimer: This content is not a business solicitation, and none of the information provided should be construed as legal or medical advice. Additionally, the featured image in this post is not from the actual accident scene.